Quick Facts
- The CDCP is a federally administered dental program for Canadians without private dental insurance
- Applications are filed ONLINE directly with Health Canada
- There are only Two Requirements to be Eligible
- No Private Dental Insurance
- Household Income below $90,000/year
- Coverage level is dependent on Household Income
- Like other dental insurance plans, it does not cover all costs of care and patients are responsible for co-pays
Canada Dental Care Plan (CDCP)
Canada.ca/Dental
- Our office is participating in the Federal Canada Dental Care Plan and patients eligible for this plan can use it to help with the cost of dental care for their children.
- You can apply for this program directly with Health Canada (application link). We are not able to process your application or complete it for you.
- The application is available online and can be completed quickly.
There are only two requirements for eligibility for this new program. You must
- Not be eligible for private dental insurance
- Have a household income below $90,000/yr (below $70,000/yr required for the best coverage).
The CDCP is like other dental insurance plans in that it is not free dental care and does not cover all costs of dental treatment. There are out of pocket expenses for patients which are higher for patients with a household income above $70,000/year.
Patients who qualify for the Ontario Healthy Smiles Program (HSO) can combine the two programs to reduce out of pocket expenses. For example, a family with a household income of below $70,000/year and who has qualified for HSO will have no out of pocket expenses (unless they chose to have procedures done that are not covered by these programs, and there are a number of such procedures). Patients with a household income above $70,000/year will have Health Canada mandated co-pays regardless of whether they have qualified for HSO or not.
Patients in our office will be given detailed information about any costs that they will be responsible for before treatment is rendered through our office. The costs vary based on your household income level and what treatment is planned. The Canadian Dental Care Plan is not as simple as we would like it to be and unfortunately we have no control over how it is administered or structured. Concerns about the structure of the plan should be forwarded directly to Health Canada.
CDCP Resources for patients
- Official Canada Dental Care Plan Information and Application – Canada.ca/Dental
- Contact Information for Health Canada, who manages the CDCP program – 1-866-337-7705
- Frequently Asked Questions for Patients about CDCP – Ontario Dental Association – CDCP for Information for Patients